1008 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 1008 E Franklin St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,770 sqft · built 1921
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Sep 2017)
Tax Bill$2,932 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-016890

Property Details

APN / Parcel Number

Primary APND08-016890
Alternative APNs
  • 050627.2-23-005-00
  • D08SE009 01800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
1st Floor Area1,864 sqft
Upper Floors Area676 sqft
AtticAttic
Attic Area162 sqft
Basement Area676 sqft
Unfinished Basement676 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions161 ft deep x 48 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1008 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 1447 48
Legal SubdivisionEDGE AND CRUIKSHANKS ADDITION
Legal Lot Number1447
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3008
Census Tract365200

Owner

Source: Miami County records · APN D08-016890

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1008 E FRANKLIN ST, TROY, OH 45373-3718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WRIGHT-PATT CREDIT UNION INC
Sep 11, 2017Warranty Deed, Transfer · Conventional with PMI
WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2017 · Amount on Record
Deed SaleSep 11, 2017 · Amount on Record
Prior SaleJan 11, 2010 · Amount on Record
Deed Document Number2017OR-11163
Last Transfer DateAug 26, 2021
Transfer Doc0000015638
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateSep 07, 2021
Property Address1008 E FRANKLIN ST, TROY, OH 45373-3718
Document Number0000015638
Map ReferenceMB 2 PG 108
Instrument DateAug 26, 2021
Instrument2021OR-15638
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyHALLMARK TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1008 E FRANKLIN ST, TROY, OH 45373-3718

Mortgage

Document Number0000015639
DateSep 07, 2021
Instrument2021OR-15639
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2041

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateSep 11, 2017
Property Address1008 E FRANKLIN ST, TROY, OH 45373-3718
Document Number0000011163
Instrument DateSep 07, 2017
Instrument11163
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyHALLMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 E FRANKLIN ST TROY OH 453733718, TROY, OH 45373-3718

Mortgage

Document Number11164
DateSep 11, 2017
Instrument11164
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45431
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,932.00 (+31.07%) Homeowner's exemption$88,380 (+49.14%) Land $8,440 Building $79,940$252,500 (+49.14%) Land $24,100 Building $228,400
2024$2,237.00 (+2.24%) Homeowner's exemption$59,260 (-) Land $8,750 Building $50,510
2023$2,188.00 (+17.44%) Homeowner's exemption$59,260 (-) Land $8,750 Building $50,510$169,300 (-) Land $25,000 Building $144,300
2022$1,863.00 Homeowner's exemption$59,260 Land $8,750 Building $50,510$169,300 Land $25,000 Building $144,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY CITY PWS
serves 26,305 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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