926 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 926 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2023)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017950`

Property Details

APN / Parcel Number

Primary APN	`D08-017950`
Alternative APNs	`050627.2-22-002-00` `D08SE009 02100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,519 sqft Living Area
1st Floor Area	1,580 sqft
Upper Floors Area	729 sqft
Basement Area	685 sqft
Unfinished Basement	685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	161 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	482 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	926 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1557 48
Legal Lot Number	1557
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3007
Census Tract	365200

Owner

Source: Miami County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	926 E FRANKLIN ST, TROY, OH 45373-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 8, 2021	Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	20237867
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 24, 2023
Property Address	926 E FRANKLIN ST, TROY, OH 45373-3716
Document Number	0000007867
Instrument Date	Jul 13, 2023
Instrument	2023OR-07867
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	926 E FRANKLIN ST, TROY, OH 45373-3716

Mortgage

Document Number	0000007868
Date	Jul 24, 2023
Instrument	2023OR-07868

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 8, 2021
Property Address	926 E FRANKLIN ST, TROY, OH 45373-3716
Document Number	0000003885
Instrument Date	Mar 5, 2021
Instrument	2021OR-03885
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	926 E FRANKLIN ST, TROY, OH 45373-3716

Mortgage

Document Number	0000003886
Date	Mar 8, 2021
Instrument	2021OR-03886

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 16, 2020
Property Address	926 E FRANKLIN ST, TROY, OH 45373-3716
Document Number	0000003477
Instrument Date	Mar 13, 2020
Instrument	3477
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2775 DOUGLAS DR TROY OH 453737628, TROY, OH 45373-7628

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (+89.29%) Homeowner's exemption	$96,960 (+107.49%) Land $8,440 Building $88,520	$277,000 (+107.49%) Land $24,100 Building $252,900
2024	$1,764.00 (+2.2%) Homeowner's exemption	$46,730 (-) Land $8,750 Building $37,980
2023	$1,726.00 (+17.41%) Homeowner's exemption	$46,730 (-) Land $8,750 Building $37,980	$133,500 (-) Land $25,000 Building $108,500
2022	$1,470.00 Homeowner's exemption	$46,730 Land $8,750 Building $37,980	$133,500 Land $25,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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