1004 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 1004 E Franklin St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (May 2011)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-016880`

Property Details

APN / Parcel Number

Primary APN	`D08-016880`
Alternative APNs	`050627.2-23-006-00` `D08SE009 01900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,075 sqft
2nd Floor Area	731 sqft
Upper Floors Area	731 sqft
Basement Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	161 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE009 01900
Street Address	1004 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1446 48
Legal Subdivision	TROY
Legal Lot Number	1446 48
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365200

Owner

Source: Miami County records · APN D08-016880

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1004 E FRANKLIN ST, TROY, OH 45373-3718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2011 · Amount on Record
Deed Sale	May 18, 2011 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	620
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1004 E FRANKLIN ST, TROY, OH 45373-3718
Document Number	0000012088
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 01, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 E FRANKLIN ST TROY OH 453733718, TROY, OH 45373-3718

Mortgage

Document Number	0000012088
Date	Oct 04, 2017
Instrument	12088

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00 (+42.13%) Homeowner's exemption	$92,580 (+55.78%) Land $8,440 Building $84,140	$264,500 (+55.77%) Land $24,100 Building $240,400
2024	$2,243.00 (+2.19%) Homeowner's exemption	$59,430 (-) Land $8,750 Building $50,680
2023	$2,195.00 (+17.51%) Homeowner's exemption	$59,430 (-) Land $8,750 Building $50,680	$169,800 (-) Land $25,000 Building $144,800
2022	$1,868.00 Homeowner's exemption	$59,430 Land $8,750 Building $50,680	$169,800 Land $25,000 Building $144,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.