Mille Lacs County property record for 11009 190th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1980 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Aug 2024) |
| Tax Bill | $2,604 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-001-0200 |
| Primary APN | 11-001-0200 |
|---|
| Building Area | 1,008 sqft Living Area |
|---|---|
| Basement Area | 1,008 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,744 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 225 sqft |
| Cabin | 240 sqft |
| Street Address | 11009 190TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 20 RDS OF N 40 RDS OF NE OF NE 1 38 27 5.00 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 01 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 170500 |
11009 190th St is owned and occupied by two individuals who bought it in August 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11009 190TH ST, MILACA, MN 56353-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK ELK RIVER |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on File |
| Deed Sale | Aug 27, 2024 · Amount on File |
| Deed Document Number | 2024442459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 11009 190TH ST, MILACA, MN 56353-3156 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11009 190TH ST, MILACA, MN 56353-3156 |
| Document Number | 000A438501 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | A438501 |
| Name | FIRST BANK ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Dec 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 11009 190TH ST, MILACA, MN 56353-3156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | A413226 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | A413226 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 16, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 11009 190th St was $2,604, up 2.8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,604.00 (+2.76%) | $288,300 (+7.37%) Land $96,000 Building $192,300 | $288,300 (+7.37%) Land $96,000 Building $192,300 |
| 2025 | $2,534.00 Homeowner's exemption | $268,500 Land $84,000 Building $184,500 | $268,500 Land $84,000 Building $184,500 |
| 2023 | $2,404.00 | $276,800 Land $68,000 Building $208,800 | $276,800 Land $68,000 Building $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11009 190th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11009 190th St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
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