Mille Lacs County property record for 10780 190th St, Milaca, MN 56353
| Property Type | Mobile Home |
|---|---|
| Details | 1,458 sqft · built 2008 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $301,500 (Aug 2024) |
| Tax Bill | $2,772 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-031-0501 |
| Primary APN | 07-031-0501 |
|---|
| Building Area | 1,458 sqft Total Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 3,200 sqft |
| Parking Spaces | 10 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Street Address | 10780 190TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3155 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | E 20 RDS OF W 40 RDS OF S 40 RDS OF SE OF SW 31 39 26 5.00 |
| Legal Range | 26 |
| Legal Township | 39 |
| Legal Section | 31 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | HAYLAND |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970300 |
10780 190th St, a mobile home, is owned and occupied by two individuals who bought it in August 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10780 190TH ST, MILACA, MN 56353-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Aug 23, 2022 | Warranty Deed, Transfer · FHA Mortgage BREMER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on File |
| Deed Sale | Aug 5, 2024 · Amount on File |
| Prior Sale | Aug 23, 2022 · Amount on File |
| Deed Document Number | 2024442114 |
| Prior Transfer Date | Jul 31, 2024 |
| Prior Transfer Doc | 000A442174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10780 190TH ST, MILACA, MN 56353-3155 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | 000A432712 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | A432712 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 23, 2022 |
| Property Address | 10780 190TH ST, MILACA, MN 56353-3155 |
| Document Number | 000A432709 |
| Instrument Date | Aug 12, 2022 |
| Instrument | A432709 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10780 190TH ST, MILACA, MN 56353-3155 |
| Document Number | 000A432710 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | A432710 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 10780 190th St was $2,772, up 12.7% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Hayland Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,772.00 (+12.68%) | $291,300 (+6.04%) Land $80,000 Building $211,300 | $291,300 (+6.04%) Land $80,000 Building $211,300 |
| 2025 | $2,460.00 Homeowner's exemption | $274,700 Land $78,000 Building $196,700 | $274,700 Land $78,000 Building $196,700 |
| 2023 | $1,932.00 | $227,200 Land $54,000 Building $173,200 | $227,200 Land $54,000 Building $173,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10780 190th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10780 190th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
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