11591 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 11591 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1974
Lot Size	9.46 acres (412,078 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2015)
Tax Bill	$2,940 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-001-0601`

Property Details

APN / Parcel Number

Primary APN	`11-001-0601`

Interior

Building Area	1,360 sqft Living Area
Basement Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	412,078 sqft (9.46 acres)
Garage Type	Mixed
Garage Area	1,664 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Location & Zoning

Street Address	11591 190TH ST
City	MILACA
State	MN
Zip	56353-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF N 1/2 OF GOV LOT 3 (NE OF NW) 1 38 27 9.46
Legal Range	27
Legal Township	38
Legal Section	01
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1002
Census Tract	170500

Owner

11591 190th St is owned and occupied by an individual who acquired it in November 2017.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	11591 190TH ST, MILACA, MN 56353-3180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2015 · Amount on File
Deed Sale	Jan 14, 2015 · Amount on File
Prior Sale	Oct 3, 2005 · Amount on File
Deed Document Number	2015388238
Last Transfer Date	Nov 15, 2017
Transfer Doc	A403755
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 1, 2026
Property Address	11591 190TH ST, MILACA, MN 56353-3180
Document Number	0000451044
Instrument Date	May 1, 2026
Instrument	2026451044
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11591 190TH ST, MILACA, MN 56353-3180

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11591 190TH ST, MILACA, MN 56353-3180
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423320
Date	Mar 19, 2021
Instrument	A423320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 29, 2017
Property Address	11591 190TH ST, MILACA, MN 56353-3180
Document Number	A403754
Instrument Date	Nov 15, 2017
Instrument	A403754
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11591 190TH ST, MILACA, MN 56353-3180

Mortgage

Document Number	A403755
Date	Nov 29, 2017
Instrument	A403755

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11591 190th St was $2,940, up 0.1% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,940.00 (+0.07%)	$322,700 (+8.11%) Land $118,300 Building $204,400	$322,700 (+8.11%) Land $118,300 Building $204,400
2025	$2,938.00 Homeowner's exemption	$298,500 Land $101,800 Building $196,700	$298,500 Land $101,800 Building $196,700
2023	$2,640.00	$310,400 Land $90,300 Building $220,100	$310,400 Land $90,300 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11591 190th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11591 190th St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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