11544 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 11544 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 1991
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Oct 2014)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-036-0614`

Property Details

APN / Parcel Number

Primary APN	`15-036-0614`

Interior

Building Area	1,706 sqft Living Area
Basement Area	1,610 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	283,140 sqft (6.5 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	404 sqft
Shed	1 Shed
Shed Area	576 sqft

Location & Zoning

Street Address	11544 190TH ST
City	MILACA
State	MN
Zip	56353-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 390 FT OF S 726 FT OF S 1/2 OF SW. SEE 1/10/06 SKETCH 36 39 27 6.50
Legal Range	27
Legal Township	39
Legal Section	36
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1032
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 15-036-0614

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11544 190TH ST, MILACA, MN 56353-3180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Prior Sale	Mar 09, 2006 · Amount on Record
Deed Document Number	2014386990
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11544 190TH ST, MILACA, MN 56353-3180
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432759
Date	Aug 24, 2022
Instrument	A432759

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2052

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11544 190TH ST, MILACA, MN 56353-3180
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A424349
Date	May 10, 2021
Instrument	A424349

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (-4.69%)
2025		$371,000 (-2.14%) Land $68,600 Building $302,400	$371,000 (-2.14%) Land $68,600 Building $302,400
2023	$4,096.00	$379,100 Land $56,600 Building $322,500	$379,100 Land $56,600 Building $322,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 190th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures