10834 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10834 190th St, Milaca, MN 56353

Property Summary

Property TypeMobile Home
Details1,216 sqft · built 1989
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$1,334 (2026)
Deeds & MortgagesSep 2026 Construction Loan
May 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-031-0500

Property Details

APN / Parcel Number

Primary APN07-031-0500

Interior

Building Area1,216 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home
Lot Area217,800 sqft (5 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10834 190TH ST
CityMILACA
StateMN
Zip56353-3155
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionW 20 RDS OF S 40 RDS OF SE OF SW 31 39 26 5.00
Legal Range26
Legal Township39
Legal Section31
JurisdictionMILLE LACS MN
Township / Civil DivisionHAYLAND
Census Block Group1
Census Block1050
Census Tract970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10834 190TH ST, MILACA, MN 56353-3155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK
May 6, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK OF IL
Mar 24, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 17, 2020
Transfer DocA416442
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateSep 28, 2026
Property Address10834 190TH ST, MILACA, MN 56353-3155
Document Number0000453215
Instrument DateApr 9, 2026
Instrument2026453215
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10834 190TH ST, MILACA, MN 56353-3155

Mortgage

Document Number0000453215,
DateSep 28, 2026
Instrument2026453215
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term7 Months
DueApr 14, 2027
Interest
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateMay 6, 2026
Property Address10834 190TH ST, MILACA, MN 56353-3155
Document Number0000451093
Instrument DateApr 9, 2026
Instrument2026451093
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10834 190TH ST, MILACA, MN 56353-3155

Mortgage

Document Number0000451093,
DateMay 6, 2026
Instrument2026451093
Lender
NameFIRST NATIONAL BANK OF IL
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 14, 2027
Interest
Rate6.11%
Max Rate-1%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLE LACS MN
Recording DateMar 24, 2020
Property Address10834 190TH ST, MILACA, MN 56353-3155
Document NumberA416442
Instrument DateMar 17, 2020
InstrumentA416442
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10834 190TH ST, 10834, MILACA, MN 56353-3155

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10834 190TH ST, MILACA, MN 56353-3155

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionHayland Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,334.00 (+8.1%)$156,500 (+3.64%) Land $84,000 Building $72,500$156,500 (+3.64%) Land $84,000 Building $72,500
2025$1,234.00 (+80.94%) Homeowner's exemption$151,000 (+31.99%) Land $82,000 Building $69,000$151,000 (+31.99%) Land $82,000 Building $69,000
2023$682.00$114,400 Land $50,000 Building $64,400$114,400 Land $50,000 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Benton Cooperative Telephone Company
Fiber
250 / 250

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