104 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 104 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 840 sqft · built 1948
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2022)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-181-030-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-181-030-000`
Alternative APN	`07251010200400 00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	114 ft deep x 56 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WB3
Legal Description	LOT 5 MICHAEL BURCKHARDTS SUBD
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MICHAEL BURKHARDTS
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3057
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 S MOORE ST, WATERLOO, IL 62298-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SVCS
Jul 2, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2022426159
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 19, 2022
Property Address	104 S MOORE ST, WATERLOO, IL 62298-1352
Document Number	0000426159
Map Reference	MB A PG 4
Instrument Date	Sep 16, 2022
Instrument	426159
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 EVANSVILLE AVE, 701, WATERLOO, IL 62298-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S MOORE ST, WATERLOO, IL 62298-1352

Mortgage

Document Number	0000426160
Date	Sep 19, 2022
Instrument	426160

Lender

Name	FIRST INTEGRITY MORTGAGE SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.25%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 2, 2018
Property Address	104 S MOORE ST, WATERLOO, IL 62298-1352
Document Number	0000396693
Instrument Date	Jun 29, 2018
Instrument	396693
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S MOORE ST, WATERLOO, IL 62298-1352

Mortgage

Document Number	0000396694
Date	Jul 2, 2018
Instrument	396694

Lender

Name	FIRST ALLIANCE LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 (+3.03%) Homeowner's exemption	$55,840 (+20.87%) Land $15,860 Building $39,980	$167,520 (+20.87%) Land $47,580 Building $119,940
2024	$2,966.00
2022	Additional exemption filed	$46,200 Land $14,820 Building $31,380	$138,600 Land $44,460 Building $94,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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