11 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 11 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,660 sqft · built 1987
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2020)
Tax Bill	$9,282 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-29-326-001`

Property Details

APN / Parcel Number

Primary APN	`08-29-326-001`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Detached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11 BENT TREE LN
City	TOWANDA
State	IL
Zip	61776-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO INDIAN CREEK SUB LOT 70
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	INDIAN CREEK
Legal Lot Number	70
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4042
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 BENT TREE LN, TOWANDA, IL 61776-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202010847
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	11 BENT TREE LN, TOWANDA, IL 61776-7511
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021980
Date	Sep 10, 2021
Instrument	2021-00021980

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 17, 2020
Property Address	11 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202000010847
Map Reference	DOC 79-729
Instrument Date	Jun 4, 2020
Instrument	2020-00010847
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number	202000010848
Date	Jun 17, 2020
Instrument	2020-00010848

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	11 BENT TREE LN, TOWANDA, IL 61776-7511
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00000266
Date	Jan 5, 2017
Instrument	2017-00000266

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,986 (+10.43%) Land $21,817 Building $116,169	$413,958 (+10.43%) Land $65,451 Building $348,507
2024	$9,282.00 (-1.63%)
2023	$9,436.00	$124,954 Land $18,175 Building $106,779	$374,862 Land $54,525 Building $320,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Rise Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bent Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures