7 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 7 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,124 sqft · built 1981
Lot Size0.96 acres (41,817 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jun 2023)
Tax Bill$4,054 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08-29-326-003

Property Details

APN / Parcel Number

Primary APN08-29-326-003

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,124 sqft Living Area
1st Floor Area2,124 sqft
2nd Floor Area1,044 sqft
Basement Area313 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area41,817 sqft (0.96 acres)

Exterior Amenities

PorchOpen Porch
Deck Area144 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7 BENT TREE LN
CityTOWANDA
StateIL
Zip61776-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST ADD TO INDIAN CREEK LOT 74
Legal Range03E
Legal Township25N
Legal Section29
Legal SubdivisionINDIAN CREEK
Legal Lot Number74
JurisdictionMCLEAN IL
Township / Civil DivisionMONEY CREEK
Census Block Group4
Census Block4042
Census Tract5102

Owner

Source: McLean County records · APN 08-29-326-003

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 BENT TREE LN, TOWANDA, IL 61776-7511
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Deed Document Number20237933
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 23, 2023
Property Address7 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number202300007933
Map ReferenceDOC 79-729
Instrument DateJun 14, 2023
Instrument2023-00007933
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number202300007934
DateJun 23, 2023
Instrument2023-00007934
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address7 BENT TREE LN, TOWANDA, IL 61776-7511
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number202300005501
DateMay 02, 2023
Instrument2023-00005501
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term6 Months
DueNov 01, 2023
Interest
Rate8.75%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionMoney Creek Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$137,087 (+20.03%) Land $28,282 Building $108,805$411,261 (+20.03%) Land $84,846 Building $326,415
2023$4,054.00 (-49.81%)$114,206 (+9.51%) Land $23,561 Building $90,645$342,618 (+9.51%) Land $70,683 Building $271,935
2022$8,077.00$104,288 Land $21,515 Building $82,773$312,864 Land $64,545 Building $248,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: JAB Wireless, T-Mobile USA, Verizon.

Based on FCC filings for 78 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIAN CREEK HOMEOWNERS AND WATER ASSN.
private · serves 210 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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