McLean County property record for 14 Bent Tree Ln, Towanda, IL 61776
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,127 sqft · built 1990 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,000 (Dec 2025) |
| Tax Bill | $8,633 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-29-327-001 |
| Primary APN | 08-29-327-001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,127 sqft Living Area |
| 1st Floor Area | 2,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Detached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14 BENT TREE LN |
|---|---|
| City | TOWANDA |
| State | IL |
| Zip | 61776-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD TO INDIAN CREEK SUB LOT 71 |
| Legal Range | 03E |
| Legal Township | 25N |
| Legal Section | 29 |
| Legal Subdivision | INDIAN CREEK |
| Legal Lot Number | 71 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | MONEY CREEK |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 5102 |
14 Bent Tree Ln is owned and occupied by two individuals who bought it in December 2025.
Source: McLean County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 BENT TREE LN, TOWANDA, IL 61776-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Feb 20, 2025 · Amount on File |
| Deed Document Number | 202517447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 8, 2026 |
| Property Address | 14 BENT TREE LN, TOWANDA, IL 61776-7512 |
| Document Number | 0000015202 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202615202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14 BENT TREE LN, TOWANDA, IL 61776-7512 |
| Document Number | 0000015202, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202615202 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 4, 2025 |
| Property Address | 14 BENT TREE LN, TOWANDA, IL 61776-7512 |
| Document Number | 202500017447 |
| Map Reference | DOC 79-729 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025-00017447 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 BENT TREE LN, TOWANDA, IL 61776-7512 |
| Document Number | 202500017448 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-00017448 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.12% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Money Creek Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,178 (+7.79%) Land $27,069 Building $107,109 | $402,534 (+7.79%) Land $81,207 Building $321,327 | |
| 2024 | $8,633.00 (+7.98%) | $124,481 (+11.36%) Land $25,113 Building $99,368 | $373,443 (+11.36%) Land $75,339 Building $298,104 |
| 2023 | $7,995.00 | $111,782 Land $22,551 Building $89,231 | $335,346 Land $67,653 Building $267,693 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Bent Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Bent Tree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: Rise Broadband, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures