13 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 13 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,358 sqft · built 1988
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$352,000 (Jan 2022)
Tax Bill	$6,874 (2021)
Deeds & Mortgages	Jan 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-29-176-005`

Property Details

APN / Parcel Number

Primary APN	`08-29-176-005`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	3,052 sqft
2nd Floor Area	1,991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13 BENT TREE LN
City	TOWANDA
State	IL
Zip	61776-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO INDIAN CREEK LOT 69
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	INDIAN CREEK
Legal Lot Number	69
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4042
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 BENT TREE LN, TOWANDA, IL 61776-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer ILLINOIS TITLE GROUP LLC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 11, 2019	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	2022149
Prior Transfer Date	Aug 23, 2012
Prior Transfer Doc	0000022056
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 5, 2022
Property Address	13 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202200000149
Map Reference	DOC 1979-729
Instrument Date	Dec 14, 2021
Instrument	2022-00000149
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BENT TREE LN, TOWANDA, IL 61776-7511

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	13 BENT TREE LN, TOWANDA, IL 61776-7511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022198
Date	Oct 20, 2020
Instrument	2020-00022198

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 11, 2019
Property Address	13 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	201900014413
Map Reference	DOC 79-729
Instrument Date	Aug 23, 2019
Instrument	2019-00014413
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number	201900014414
Date	Sep 11, 2019
Instrument	2019-00014414

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,274 (+20.03%) Land $22,221 Building $124,053	$438,822 (+20.03%) Land $66,663 Building $372,159
2023		$121,860 Land $18,512 Building $103,348	$365,580 Land $55,536 Building $310,044
2021	$6,874.00
2019	$6,874.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Rise Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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