8 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 8 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,468 sqft · built 1993
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2018)
Tax Bill	$8,963 (2024)
Deeds & Mortgages	Mar 2024 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-327-004`

Property Details

APN / Parcel Number

Primary APN	`08-29-327-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	3,000 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Detached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8 BENT TREE LN
City	TOWANDA
State	IL
Zip	61776-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO INDIAN CREEK LOT 76
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	INDIAN CREEK
Legal Lot Number	76
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4042
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 BENT TREE LN, TOWANDA, IL 61776-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Dec 5, 2007 · Amount on Record
Deed Document Number	20181869
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000003672
Record Updated	Jun 8, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 28, 2024
Property Address	8 BENT TREE LN, TOWANDA, IL 61776-7512
Document Number	202400003672
Map Reference	DOC NO79-729
Instrument Date	Mar 25, 2024
Instrument	2024-00003672
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	8 BENT TREE LN, TOWANDA, IL 61776-7512
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015664
Date	Aug 31, 2022
Instrument	2022-00015664

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 26, 2018
Property Address	8 BENT TREE LN, TOWANDA, IL 61776-7512
Document Number	201800001869
Map Reference	DOC79-729
Instrument Date	Nov 15, 2017
Instrument	2018-00001869
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8 BENT TREE LN, TOWANDA, IL 61776-7512

Mortgage

Document Number	201800001870
Date	Jan 26, 2018
Instrument	2018-00001870

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,465 (+10.13%) Land $27,069 Building $106,396	$400,395 (+10.13%) Land $81,207 Building $319,188
2024	$8,963.00 (-1.9%)
2023	$9,137.00	$121,189 Land $22,551 Building $98,638	$363,567 Land $67,653 Building $295,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Rise Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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