10988 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10988 Echo Spring Cir, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,548 sqft · built 1991
Lot Size0.548 acres (23,914 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Jul 2024)
Tax Bill$3,988 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jul 2024 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-001.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-001.000-407
Alternative APN
  • 4031451

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,548 sqft Living Area
1st Floor Area1,064 sqft
2nd Floor Area1,064 sqft
Upper Floors Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area23,914 sqft (0.548 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number4031451
Street Address10988 ECHO SPRING CIR
CityINDIANAPOLIS
StateIN
Zip46236-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 18
Legal Range05
Legal Township17
Legal Section21
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number18
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Jul 29, 2024Warranty Deed, Transfer · Conventional Mortgage
HALLMARK HOME MORTGAGE LLC
Dec 9, 2019Deed of Trust, Mortgage · FHA Mortgage
HOMETOWN LENDERS INC
Jul 21, 2022Warranty Deed, Transfer
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleJul 21, 2022 · Amount on Record
Deed Document NumberA202400060188
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000141767
DateOct 22, 2021
InstrumentA202100141767
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJul 29, 2024
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000060188
Map ReferenceIN 893231
Instrument DateJul 9, 2024
InstrumentA202400060188
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyUNKNOWN, IHT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number0000060189
DateJul 29, 2024
InstrumentA202400060189
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122590
DateDec 9, 2019
InstrumentA201900122590
Lender
NameHOMETOWN LENDERS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJul 21, 2022
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000081604
Map ReferenceIN 89-3231
Instrument DateJun 21, 2022
InstrumentA202200081604
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 TAFT AVE, GLEN ELLYN, IL 60137-6202
InvestorPossibly a Property Investor

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJul 21, 2022
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000081605
Map ReferenceIN 89-3231
Instrument DateJun 21, 2022
InstrumentA202200081605
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number0000081606
DateJul 21, 2022
InstrumentA202200081606
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJul 21, 2022
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000081605
Map ReferenceIN 89-3231
Instrument DateJun 21, 2022
InstrumentA202200081605
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number0000081606
DateJul 21, 2022
InstrumentA202200081606
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJul 21, 2022
Property Address10988 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000081604
Map ReferenceIN 89-3231
Instrument DateJun 21, 2022
InstrumentA202200081604
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 TAFT AVE, GLEN ELLYN, IL 60137-6202
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,988.00 (-43.77%) Homeowner's exemption$363,800 (+11.56%) Land $53,300 Building $310,500$363,800 (+11.56%) Land $53,300 Building $310,500
2023$7,092.00 (+115.96%) Homeowner's exemption$326,100 (+9.98%) Land $53,300 Building $272,800$326,100 (+9.98%) Land $53,300 Building $272,800
2022$3,284.00 (+5.32%) Homeowner's exemption$296,500 Land $53,300 Building $243,200$296,500 Land $53,300 Building $243,200
2021$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people · EPA ID IN5249005
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Echo Spring Cir

Nearby Streets

Search Property Records by Address or Parcel Number