10956 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10956 Echo Spring Cir, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,212 sqft · built 1992
Lot Size0.367 acres (16,030 sqft)
OwnerIndividual Name on File
Last Sale$362,000 (Nov 2023)
Tax Bill$2,976 (2023)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-004.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-004.000-407
Alternative APN
  • 4031454

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,212 sqft Living Area
1st Floor Area1,157 sqft
2nd Floor Area1,055 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area16,030 sqft (0.367 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4031454
Old Parcel Number4031454
Street Address10956 ECHO SPRING CIR
CityINDIANAPOLIS
StateIN
Zip46236-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 21
Legal Range05
Legal Township17
Legal Section21
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number21
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records · APN 49-01-21-129-004.000-407

Assessment roll updated July 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · FHA Mortgage
MORTGAGEPROS LLC
Oct 06, 2023Deed of Trust, Mortgage · Line of Credit
FINANCIAL CENTER FIRST CU
Nov 17, 2023Warranty Deed, Transfer · FHA Mortgage
OLD NATIONAL BANK
Dec 26, 2019Deed of Trust, Mortgage · Construction Mortgage
HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleJun 20, 2014
Deed Document NumberA202300096065
Record UpdatedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078889
DateSep 16, 2025
InstrumentA202500078889
Lender
NameMORTGAGEPROS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2020
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year CMT

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084047
DateOct 06, 2023
InstrumentA202300084047
Lender
NameFINANCIAL CENTER FIRST CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 05, 2038

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateNov 17, 2023
Property Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000096065
Map ReferenceIN 893291
Instrument DateNov 08, 2023
InstrumentA202300096065
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number0000096066
DateNov 17, 2023
InstrumentA202300096066
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10956 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129646
DateDec 26, 2019
InstrumentA201900129646
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,976.00 (+6.17%) Homeowner's exemption$274,000 (+7.7%) Land $42,000 Building $232,000$274,000 (+7.7%) Land $42,000 Building $232,000
2022$2,803.00 (+8.18%) Homeowner's exemption$254,400 Land $42,000 Building $212,400$254,400 Land $42,000 Building $212,400
2021$2,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Echo Spring Cir

Nearby Streets

Search Property Records by Address or Parcel Number