10973 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10973 Echo Spring Cir, Indianapolis, IN 46236 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,985 sqft · built 1989
Lot Size0.391 acres (17,032 sqft)
OwnerIndividual Name on File
Last Sale$223,100 (Jan 2015)
Tax Bill$4,532 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN49-01-21-129-010.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-010.000-407
Alternative APN
  • 4031466

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,985 sqft Living Area
Gross Area3,784 sqft
1st Floor Area2,492 sqft
Upper Floors Area824 sqft
AtticAttic
Attic Area340 sqft
Basement Area702 sqft
Finished Basement323 sqft
Unfinished Basement379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2019
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area17,032 sqft (0.391 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10973 ECHO SPRING CIR
CityINDIANAPOLIS
StateIN
Zip46236-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionECHO POINTE SEC 2 L 33
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number33
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records · APN 49-01-21-129-010.000-407

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10973 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
EVERETT CREDIT UNION
Sep 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
IHCDA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2015 · Amount on Record
Deed SaleJan 21, 2015 · Amount on Record
Deed Document Number20155738
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Recording DateJun 02, 2026
Property Address10973 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000045902
Instrument DateMay 22, 2026
Instrument202645902
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10973 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
InvestorPossibly a Property Investor

Mortgage

Document Number0000045902,
DateJun 02, 2026
Instrument202645902
Lender
NameEVERETT CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 27, 2031
Interest
Rate6.23%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10973 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098725
DateSep 02, 2022
InstrumentA202200098725
Lender
NameIHCDA
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,532.00 (+15.58%)$437,600 (+21.69%) Land $44,600 Building $393,000$437,600 (+21.69%) Land $44,600 Building $393,000
2023$3,921.00 (+8.68%) Homeowner's exemption$359,600 (+10.51%) Land $44,600 Building $315,000$359,600 (+10.51%) Land $44,600 Building $315,000
2022$3,608.00 (+8.54%) Homeowner's exemption$325,400 Land $44,600 Building $280,800$325,400 Land $44,600 Building $280,800
2021$3,324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (18097C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 27% of Indiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Echo Spring Cir

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