10945 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10945 Echo Spring Cir, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,917 sqft · built 1992
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on File
Tax Bill	$4,407 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-01-21-129-008.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-01-21-129-008.000-407`
Alternative APN	`4031464`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	4,241 sqft
1st Floor Area	2,917 sqft
Upper Floors Area	1,336 sqft
Basement Area	883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,206 sqft (0.395 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10945 ECHO SPRING CIR
City	INDIANAPOLIS
State	IN
Zip	46236-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ECHO POINTE SEC 2 LOT 31
Legal Subdivision	ECHO POINTE SEC 2
Legal Lot Number	31
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2005
Census Tract	330208

Owner

Source: Marion County records · APN 49-01-21-129-008.000-407

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10945 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	10945 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction Type	Mortgage
Record Updated	Aug 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093338
Date	Jul 16, 2021
Instrument	A202100093338

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,100 (+26.25%) Land $45,100 Building $407,000	$452,100 (+26.25%) Land $45,100 Building $407,000
2024	$4,407.00 (+12.77%)
2023	$3,908.00 (+6.31%) Homeowner's exemption	$358,100 (+7.96%) Land $45,100 Building $313,000	$358,100 (+7.96%) Land $45,100 Building $313,000
2022	$3,676.00 (+8.31%) Homeowner's exemption	$331,700 Land $45,100 Building $286,600	$331,700 Land $45,100 Building $286,600
2021	$3,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.