10946 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10946 Echo Spring Cir, Indianapolis, IN 46236 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,620 sqft · built 1989
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,742 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-21-129-005.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-01-21-129-005.000-407`
Alternative APN	`4031455`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	2,332 sqft
Upper Floors Area	889 sqft
Attic	Attic
Attic Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,032 sqft (0.391 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10946 ECHO SPRING CIR
City	INDIANAPOLIS
State	IN
Zip	46236-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO POINTE SEC 2 L 22
Legal Subdivision	ECHO POINTE SEC 2
Legal Lot Number	22
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2005
Census Tract	330208

Owner

Source: Marion County records · APN 49-01-21-129-005.000-407

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Oct 06, 2023	Warranty Deed, Transfer LENDER ESCROW AND TITLE, LENDERS ESCROW & TITLE
Aug 05, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2023
Deed Sale	Oct 06, 2023
Prior Sale	Aug 05, 2022 · Amount on Record
Deed Document Number	202383856
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002666
Date	Jan 10, 2024
Instrument	A202400002666

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 06, 2023
Property Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number	0000083856
Map Reference	IN 890003231
Instrument Date	Oct 02, 2023
Instrument	A202300083856
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	LENDER ESCROW AND TITLE, LENDERS ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 05, 2022
Property Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number	0000088227
Map Reference	IN 893231
Instrument Date	Jul 28, 2022
Instrument	A202200088227
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number	0000088228
Date	Aug 05, 2022
Instrument	A202200088228

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,000 (+22.42%) Land $44,600 Building $329,400	$374,000 (+22.42%) Land $44,600 Building $329,400
2024	$3,742.00 (+12.47%)
2023	$3,327.00 (+8.65%) Homeowner's exemption	$305,500 (+10.21%) Land $44,600 Building $260,900	$305,500 (+10.21%) Land $44,600 Building $260,900
2022	$3,062.00 (+8.12%) Homeowner's exemption	$277,200 Land $44,600 Building $232,600	$277,200 Land $44,600 Building $232,600
2021	$2,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (18097C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 27% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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