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10927 Spencer Ridge Ct, Riverview, FL 33578 Property Records

Hillsborough County property record for 10927 Spencer Ridge Ct, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,386 sqft · built 2008
Lot Size0.041 acres (1,798 sqft)
OwnerIndividual Name on Record
Tax Bill$922 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072124-9130

Property Details

APN / Parcel Number

Primary APN072124-9130
Alternative APN
  • U08302092N000000001050

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,386 sqft Living Area
Gross Area1,696 sqft
1st Floor Area55 sqft
2nd Floor Area1,276 sqft
Upper Floors Area55 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,798 sqft (0.041 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0721249130
Street Address10927 SPENCER RIDGE CT
CityRIVERVIEW
StateFL
Zip33578-4479
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionST CHARLES PLACE PHASE 6 LOT 105
Legal Range20E
Legal Township30S
Legal Section08
Legal SubdivisionST CHARLES PLACE PHASE 6
Legal Phase6
Legal Tract92N
Legal Lot Number105
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1000
Census Tract13410

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10927 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2014
Deed SaleDec 1, 2014
Prior SaleNov 7, 2008 · Amount on Record
Deed Document Number2014407710
Deed Book / Page22942 / 1698
Prior Transfer DateNov 12, 2014
Prior Transfer Doc0000407710
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10927 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4479
Document Number0000446745
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10927 SPENCER RIDGE CT #CCT RIVERVIEW FL 335784479, RIVERVIEW, FL 33578-4479

Mortgage

Document Number0000446745
DateOct 28, 2020
Instrument446745
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,220 (+2.7%)$187,263 (-9.48%) Land $18,726 Building $168,537
2025$922.00 (+15.25%) Homeowner's exemption$81,032 (+5.99%)$206,881 (-0.83%) Land $20,688 Building $186,193
2023$800.00 (+3.36%) Homeowner's exemption$76,454 (+3%)$208,619 (+15.59%) Land $20,862 Building $187,757
2022$774.00 Homeowner's exemption$74,227$180,487 Land $18,049 Building $162,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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