Hillsborough County property record for 10925 Spencer Ridge Ct, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,507 sqft · built 2008 |
| Lot Size | 0.041 acres (1,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Jul 2014) |
| Tax Bill | $1,550 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072124-9132 |
| Primary APN | 072124-9132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 1,320 sqft |
| Upper Floors Area | 187 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,801 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0721249132 |
|---|---|
| Street Address | 10925 SPENCER RIDGE CT |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-4479 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | ST CHARLES PLACE PHASE 6 LOT 106 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | ST CHARLES PLACE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 92N |
| Legal Lot Number | 106 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13410 |
10925 Spencer Ridge Ct, a townhouse, is owned and occupied by an individual who bought it in July 2014.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10925 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on File |
| Deed Sale | Jul 22, 2014 · Amount on File |
| Prior Sale | Sep 10, 2008 · Amount on File |
| Deed Document Number | 2014241414 |
| Deed Book / Page | 22697 / 508 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10925 Spencer Ridge Ct was $1,550 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,569 (+2.7%) | $196,290 (-9.21%) Land $19,629 Building $176,661 | |
| 2025 | $1,550.00 Homeowner's exemption | $115,452 | $216,207 Land $21,621 Building $194,586 |
| 2023 | $1,365.00 (+3.64%) Homeowner's exemption | $108,930 (+3%) | $216,956 (+15.59%) Land $21,696 Building $195,260 |
| 2022 | $1,317.00 Homeowner's exemption | $105,757 | $187,696 Land $18,770 Building $168,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10925 Spencer Ridge Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10925 Spencer Ridge Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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