Hillsborough County property record for 10920 Spencer Ridge Ct, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,507 sqft · built 2008 |
| Lot Size | 0.042 acres (1,811 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Oct 2008) |
| Tax Bill | $4,108 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072124-9144 |
| Primary APN | 072124-9144 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 1,320 sqft |
| Upper Floors Area | 187 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,811 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0721249144 |
|---|---|
| Street Address | 10920 SPENCER RIDGE CT |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-4463 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | ST CHARLES PLACE PHASE 6 LOT 112 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | ST CHARLES PLACE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 92N |
| Legal Lot Number | 112 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13410 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13022 WATERBOURNE DR, GIBSONTON, FL 33534-3908 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2008 · Amount on Record |
| Deed Sale | Oct 23, 2008 · Amount on Record |
| Deed Document Number | 2008372234 |
| Deed Book / Page | 18926 / 1852 |
| Record Updated | Oct 29, 2026 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,381 (-9.21%) Land $19,638 Building $176,743 | $196,381 (-9.21%) Land $19,638 Building $176,743 | |
| 2025 | $4,108.00 (+17.91%) | $216,291 (-0.36%) Land $21,629 Building $194,662 | $216,291 (-0.36%) Land $21,629 Building $194,662 |
| 2023 | $3,484.00 (+10.5%) | $217,063 (+15.58%) Land $21,706 Building $195,357 | $217,063 (+15.58%) Land $21,706 Building $195,357 |
| 2022 | $3,153.00 | $187,796 Land $18,780 Building $169,016 | $187,796 Land $18,780 Building $169,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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