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10922 Spencer Ridge Ct, Riverview, FL 33578 Property Records

Hillsborough County property record for 10922 Spencer Ridge Ct, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,386 sqft · built 2008
Lot Size0.042 acres (1,808 sqft)
OwnerIndividual Name on Record
Last Sale$241,500 (Feb 2022)
Tax Bill$3,983 (2025)
Deeds & MortgagesFeb 2022 Sale
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN072124-9146

Property Details

APN / Parcel Number

Primary APN072124-9146
Alternative APN
  • U08302092N000000001130

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,386 sqft Living Area
Gross Area1,696 sqft
1st Floor Area55 sqft
2nd Floor Area1,276 sqft
Upper Floors Area55 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,808 sqft (0.042 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0721249146
Street Address10922 SPENCER RIDGE CT
CityRIVERVIEW
StateFL
Zip33578-4463
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionST CHARLES PLACE PHASE 6 LOT 113
Legal Range20E
Legal Township30S
Legal Section08
Legal SubdivisionST CHARLES PLACE PHASE 6
Legal Phase6
Legal Tract92N
Legal Lot Number113
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1000
Census Tract13410

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10922 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Warranty Deed, Transfer
MODUS TITLE LLC
Oct 11, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleOct 11, 2019 · Amount on Record
Deed Document Number202289318
Prior Transfer DateOct 7, 2019
Prior Transfer Doc0000439507
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 18, 2022
Property Address10922 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4463
Document Number0000089318
Map ReferenceMB 108 PG 274-280
Instrument DateFeb 3, 2022
Instrument2022089318
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMODUS TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,690.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 W FORT ISLAND TRL, CRYSTAL RIVER, FL 34429-5236

Transferred To (Grantee/Buyer)

NameVerified Name
Address10922 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4463

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 11, 2019
Property Address10922 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4463
Document Number0270221780
Book / Page027022 / 001780
Instrument DateSep 26, 2019
Instrument439507
Transaction TypeForeclosure
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$840.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7123 58TH TER E PALMETTO FL 342213877, PALMETTO, FL 34221-3877

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,350 (-9.48%) Land $18,735 Building $168,615$187,350 (-9.48%) Land $18,735 Building $168,615
2025$3,983.00 (+3.86%)$206,962 (-0.84%) Land $20,696 Building $186,266$206,962 (-0.84%) Land $20,696 Building $186,266
2023$3,835.00 (+26.48%)$208,722 (+15.58%) Land $20,872 Building $187,850$208,722 (+15.58%) Land $20,872 Building $187,850
2022$3,032.00$180,584 Land $18,058 Building $162,526$180,584 Land $18,058 Building $162,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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