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10924 Spencer Ridge Ct, Riverview, FL 33578 Property Records

Hillsborough County property record for 10924 Spencer Ridge Ct, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,507 sqft · built 2008
Lot Size0.041 acres (1,805 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Oct 2022)
Tax Bill$4,152 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072124-9148

Property Details

APN / Parcel Number

Primary APN072124-9148
Alternative APN
  • U08302092N000000001140

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,507 sqft Living Area
Gross Area1,787 sqft
1st Floor Area660 sqft
2nd Floor Area1,320 sqft
Upper Floors Area187 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,805 sqft (0.041 acres)
Garage TypeAttached
Garage Area198 sqft
PorchOpen Porch
Porch Area82 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0721249148
Street Address10924 SPENCER RIDGE CT
CityRIVERVIEW
StateFL
Zip33578-4463
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionST CHARLES PLACE PHASE 6 LOT 114
Legal Range20E
Legal Township30S
Legal Section08
Legal SubdivisionST CHARLES PLACE PHASE 6
Legal Phase6
Legal Tract92N
Legal Lot Number114
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1000
Census Tract13410

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8943 ABERDEEN CREEK CIR, RIVERVIEW, FL 33569-5240
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Prior SaleOct 9, 2008 · Amount on Record
Deed Document Number2022509532
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 26, 2022
Property Address10924 SPENCER RIDGE CT, RIVERVIEW, FL 33578-4463
Document Number0000509532
Map ReferenceMB 108 PG 274-280
Instrument DateOct 24, 2022
Instrument2022509532
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySUNCOAST TITLE COMPANY, SUN COAST TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3314 77TH CT E, PALMETTO, FL 34221-2587

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 BROOKVIEW RD, WINDSOR, CT 06095-2627
InvestorPossibly a Property Investor

Mortgage

Document Number0000509533
DateOct 26, 2022
Instrument2022509533
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,326 (-9.21%) Land $19,633 Building $176,693$196,326 (-9.21%) Land $19,633 Building $176,693
2025$4,152.00 (+4.35%)$216,241 (-0.35%) Land $21,624 Building $194,617$216,241 (-0.35%) Land $21,624 Building $194,617
2023$3,979.00 (+373.69%)$216,999 (+176.38%) Land $21,700 Building $195,299$216,999 (+15.59%) Land $21,700 Building $195,299
2022$840.00 Homeowner's exemption$78,516$187,736 Land $18,774 Building $168,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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