10921 E 81st St, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10921 E 81st St, Raytown, MO 64138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1976
Lot Size	0.258 acres (11,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,440 (Dec 2024)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-740-09-20`

Property Details

APN / Parcel Number

Primary APN	`45-740-09-20`
Alternative APNs	`45-740-09-20-00-0-00-000` `45740092000000001` `935164`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	1,464 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,239 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	935164
Street Address	10921 E 81ST ST
City	RAYTOWN
State	MO
Zip	64138-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD GARDENS LOT 1
Legal Subdivision	SOUTHWOOD GARDENS
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	1
Census Block	1008
Census Tract	12802

Owner

Source: Jackson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10921 E 81ST ST, RAYTOWN, MO 64138-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2024	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Mar 29, 2024 · Amount on Record
Deed Document Number	202488291
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	00E0088291
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10921 E 81ST ST, RAYTOWN, MO 64138-2226
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10921 E 81ST ST, RAYTOWN, MO 64138-2226

Mortgage

Document Number	00E0095725
Date	Dec 30, 2025
Instrument	2025E0095725

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 29, 2024
Property Address	10921 E 81ST ST, RAYTOWN, MO 64138-2226
Document Number	00E0019549
Instrument Date	Mar 28, 2024
Instrument	2024E0019549
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10921 E 81ST ST, RAYTOWN, MO 64138-2226

Mortgage

Document Number	00E0019685
Date	Mar 29, 2024
Instrument	2024E0019685

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (-16.2%)	$35,680 (-16.73%) Land $4,727 Building $30,953	$187,790 (-16.72%)
2024	$3,865.00 (+0.7%)
2023	$3,838.00	$42,846 Land $3,848 Building $38,998	$225,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1984–2004)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 2 serves 16,440 people · EPA ID MO1024276
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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