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10908 E 81st St, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10908 E 81st St, Raytown, MO 64138 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,405 sqft · built 1976
Lot Size0.241 acres (10,485 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Dec 2025)
Tax Bill$3,361 (2024)
Deeds & MortgagesDec 2025 Mortgage
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN45-740-03-32

Property Details

APN / Parcel Number

Primary APN45-740-03-32
Alternative APNs
  • 45-740-03-32-00-0-00-000
  • 45740033200000001
  • 935020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,405 sqft Living Area
1st Floor Area886 sqft
Basement Area600 sqft
Finished Basement75 sqft
Unfinished Basement525 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,485 sqft (0.241 acres)
Lot Dimensions156 ft deep x 70 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck Area168 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number935020
Street Address10908 E 81ST ST
CityRAYTOWN
StateMO
Zip64138-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWOOD GARDENS LOT 19 (EX DAF- BEG AT NE COR LOT 19, TH W 33, TH S 15 TH E 33 TH N 15 TO POB) & TH S 9 OF W 10 O F E 268 OF LT 13 HARRY E.FROST EST. SUB.
Legal SubdivisionSOUTHWOOD GARDENS
Legal Block1
Legal Lot Number19
JurisdictionJACKSON MO
Township / Civil DivisionBROOKING
Census Block Group1
Census Block1007
Census Tract12802

Owner

Source: Jackson County records · APN 45-740-03-32

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10908 E 81ST ST, RAYTOWN, MO 64138-2225
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 25, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleAug 27, 2015 · Amount on Record
Deed Document Number202592516
Prior Transfer DateSep 07, 2023
Prior Transfer Doc00E0069343
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MO
Recording DateDec 12, 2025
Property Address10908 E 81ST ST, RAYTOWN, MO 64138-2225
Document Number00E0092516
Instrument DateDec 08, 2025
Instrument2025E0092516
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9236 N KENTUCKY AVE, KANSAS CITY, MO 64157-8610

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 E 8IST STREET, KANSAS CITY, MO 64138

Mortgage

Document Number00E0093486
DateDec 12, 2025
Instrument2025E0093486
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateSep 25, 2023
Property Address10908 E 81ST ST, RAYTOWN, MO 64138-2225
Document Number00E0069343
Instrument DateSep 07, 2023
Instrument2023E0069343
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 E 81ST ST # F, F, RAYTOWN, MO 64138-2225

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityRaytown City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,680 (-4.26%) Land $4,600 Building $31,080$187,790 (-4.26%)
2024$3,361.00 (+0.66%)
2023$3,339.00$37,267 Land $2,989 Building $34,278$196,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950128021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims15 (1984–2004)
Claims Outside the SFHA15 of 15
Most Recent ClaimMay 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Flood Events
  • Severe Storms, Tornadoes, And Flooding (May 2004), 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding (May 1995), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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