10920 E 81st St, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10920 E 81st St, Raytown, MO 64138

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,403 sqft · built 1976
Lot Size0.291 acres (12,666 sqft)
Owner2 Individual Names on Record
Last Sale$142,400 (Apr 2001)
Tax Bill$3,399 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN45-740-03-18

Property Details

APN / Parcel Number

Primary APN45-740-03-18
Alternative APNs
  • 45-740-03-18-00-0-00-000
  • 45740031800000001
  • 935014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,403 sqft Living Area
1st Floor Area1,364 sqft
Basement Area1,364 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,666 sqft (0.291 acres)
Lot Dimensions142 ft deep x 85 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area312 sqft
Deck Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number935014
Street Address10920 E 81ST ST
CityRAYTOWN
StateMO
Zip64138-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWOOD GARDENS LOT 22 (EX N 15)
Legal SubdivisionSOUTHWOOD GARDENS
Legal Block1
Legal Lot Number22
JurisdictionJACKSON MO
Township / Civil DivisionBROOKING
Census Block Group1
Census Block1007
Census Tract12802

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10920 E 81ST ST, RAYTOWN, MO 64138-2225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2001 · Amount on Record
Deed SaleApr 27, 2001 · Amount on Record
Deed Document Number200129333
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address10920 E 81ST ST, RAYTOWN, MO 64138-2225
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0012712
DateFeb 4, 2021
Instrument2021E0012712
Lender
NameJLB CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityRaytown City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,440 (-) Land $4,811 Building $32,629$197,050 (-)
2025$3,399.00 (+15.06%)$37,440 (+14.31%) Land $4,811 Building $32,629$197,050 (+14.31%)
2024$2,954.00 (+0.68%)
2023$2,934.00$32,752 Land $4,064 Building $28,688$172,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1984–2004)
Claims Outside the SFHA15 of 15
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY PWSD 2
serves 16,440 people · EPA ID MO1024276
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Everfast Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

Nearby Properties on E 81st St

Nearby Streets

Search Property Records by Address or Parcel Number