Jackson County property record for 10904 E 81st St, Raytown, MO 64138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1976 |
| Lot Size | 0.248 acres (10,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,677 (Jun 2026) |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-740-03-14 |
| Primary APN | 45-740-03-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 624 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,805 sqft (0.248 acres) |
| Lot Dimensions | 127 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 935011 |
|---|---|
| Street Address | 10904 E 81ST ST |
| City | RAYTOWN |
| State | MO |
| Zip | 64138-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWOOD GARDENS LOT 18 |
| Legal Subdivision | SOUTHWOOD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BROOKING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12802 |
Source: Jackson County records · APN 45-740-03-14
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer · FHA Mortgage ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY |
| Mar 02, 2026 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit BLUE SPRINGS BKNG CTR |
| Apr 04, 2017 | Deed of Trust, Mortgage SUMMIT CAPITAL SOLUTIONS LLC |
| Apr 19, 2017 | Trustee's Deed, Foreclosure STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Mar 02, 2026 · Amount on Record |
| Deed Document Number | 202643062 |
| Prior Transfer Date | Jun 28, 1996 |
| Prior Transfer Doc | 0000000435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jun 09, 2026 |
| Property Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Document Number | 00E0043062 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202643062 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043365, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 2026E43365 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000043366, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026E43366 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jun 01, 2041 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 02, 2026 |
| Property Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Document Number | 00E0014825 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026E0014825 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | SUPERIOR T&E OF KS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9312 E US HIGHWAY 24, INDEPENDENCE, MO 64053-1149 |
| Investor | Possibly a Property Investor |
| Document Number | 00E0014826 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 2026E0014826 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Document Number | 0000E72848 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8908 WENONGA RD LEAWOOD KS 662061760, LEAWOOD, KS 66206-1760 |
| Document Number | 0000E72848 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 72848E |
| Name | BLUE SPRINGS BKNG CTR |
|---|---|
| Address | BLUE SPRINGS, MT 64014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Document Number | 0000E30556 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8908 WENONGA RD LEAWOOD KS 662061760, LEAWOOD, KS 66206-1760 |
| Document Number | 0000E30556 |
|---|---|
| Date | Apr 07, 2017 |
| Instrument | 30556E |
| Name | SUMMIT CAPITAL SOLUTIONS LLC |
|---|---|
| Address | 116 NW BURROUGHS DR, LEES SUMMIT, MO 64081-4139 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Apr 19, 2017 |
| Property Address | 10904 E 81ST ST, RAYTOWN, MO 64138-2225 |
| Document Number | 0000E34527 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 34527E |
| Transaction Type | Foreclosure |
| Record Updated | Jun 22, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3338 INDEPENDENCE MO 640558338, INDEPENDENCE, MO 64055-8338 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Raytown City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,966.00 (-30.11%) | $32,665 (-30.58%) Land $4,665 Building $28,000 | $171,920 (-30.58%) |
| 2024 | $4,244.00 (+0.66%) | ||
| 2023 | $4,216.00 | $47,054 Land $3,576 Building $43,478 | $247,650 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1984–2004) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Everfast Fiber Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Spectrum, T-Mobile USA, Wisper ISP.
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON COUNTY PWSD 2 serves 16,440 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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