Jackson County property record for 10905 E 81st St, Raytown, MO 64138 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,380 sqft · built 1976 |
| Lot Size | 0.203 acres (8,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,013 (Nov 2025) |
| Tax Bill | $4,284 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-740-09-16 |
| Primary APN | 45-740-09-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 1,399 sqft |
| Finished Basement | 723 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,861 sqft (0.203 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 180 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 935160 |
|---|---|
| Street Address | 10905 E 81ST ST |
| City | RAYTOWN |
| State | MO |
| Zip | 64138-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWOOD GARDENS LOT 5 |
| Legal Subdivision | SOUTHWOOD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BROOKING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12802 |
Source: Jackson County records · APN 45-740-09-16
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 18, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Jan 30, 2023 | Warranty Deed, Transfer · Line of Credit LAMAR BANK & TRUST CO |
| Oct 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Oct 28, 2022 | Special Warranty Deed, Transfer CLEAR TITLE |
| Oct 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage REALSOURCE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2023 · Amount on Record |
| Deed Document Number | 202586056 |
| Prior Transfer Date | Nov 06, 2025 |
| Prior Transfer Doc | 00E0086056 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Nov 18, 2025 |
| Property Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0086056 |
| Map Reference | MB 34 PG 57 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 2025E0086056 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0086057 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025E0086057 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jan 30, 2023 |
| Property Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0006034 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023E0006034 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2023 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0006035 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023E0006035 |
| Name | LAMAR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 27, 2022 |
| Property Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0098339 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022E0098339 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE NATIONWIDE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316 |
| Investor | Possibly a Property Investor |
| Document Number | 00E0098278 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022E0098278 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 28, 2022 |
| Property Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0098677 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022E0098677 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | CLEAR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 RANNOCH LN, RAYMORE, MO 64083-9026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 07, 2022 |
| Property Address | 10905 E 81ST ST, RAYTOWN, MO 64138-2226 |
| Document Number | 00E0092753 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022E0092753 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | SUPERIOR TITLE AND ESCROW/KANSAS CITY, SUPERIOR T&E OF KASNSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9218 METCALF AVE # 186, 186, OVERLAND PARK, KS 66212-1476 |
| Document Number | 00E0092754 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 2022E0092754 |
| Name | REALSOURCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Raytown City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,439 (-21.18%) Land $4,345 Building $33,094 | $197,050 (-21.18%) | |
| 2024 | $4,284.00 (+0.66%) | ||
| 2023 | $4,256.00 | $47,500 Land $3,283 Building $44,217 | $250,000 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950128021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 15 (1984–2004) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | May 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Google Fiber | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Everfast Fiber Networks | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, Spectrum, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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