109 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 109 Willow Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,073 sqft · built 1963
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Mar 2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Construction Loan + 2 more
APN	`04-30-0-207-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-207-001`

Interior

Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,392 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Area	319 sqft
Parking Spaces	1 Parking Space
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 WILLOW DR
City	O FALLON
State	IL
Zip	62269-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK LOT/SEC-17 A02772835
Legal Subdivision	WESTBROOK
Legal Lot Number	17
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1047
Census Tract	504354

Owner

Source: St. Clair County records, as of April 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WILLOW DRIVE, ALTON, IL 62002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Sep 28, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK OF OFALLON
Mar 2, 2023	Deed of Trust, Mortgage BRON KO REAL ESTATE HOLDINGS LLC
Feb 3, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	A02808591
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2024
Property Address	109 WILLOW DR, O FALLON, IL 62269-1074
Document Number	0A02808591
Map Reference	MB 58 PG 51
Instrument Date	Mar 20, 2024
Instrument	A02808591
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW DRIVE, ALTON, IL 62002

Mortgage

Document Number	0A02808592
Date	Mar 26, 2024
Instrument	A02808592

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	109 WILLOW DR, O FALLON, IL 62269-1074
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02793271
Date	Sep 28, 2023
Instrument	A02793271

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Nov 11, 2023

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	109 WILLOW DR, O FALLON, IL 62269-1074
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02774982
Date	Mar 2, 2023
Instrument	A02774982

Lender

Name	BRON KO REAL ESTATE HOLDINGS LLC
Type	Non-Lending Institution
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Amount	Amount Recorded

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 3, 2023
Property Address	109 WILLOW DR, O FALLON, IL 62269-1074
Document Number	0A02772835
Map Reference	MB 58 PG 51
Instrument Date	Jan 26, 2023
Instrument	A02772835
Transaction Type	Foreclosure
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$82.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7416 TIMBERPOINT CT, FAIRVIEW HEIGHTS, IL 62208-4518

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$40,312 Land $7,447 Building $32,865	$120,936 Land $22,341 Building $98,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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