106 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 106 Willow Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,080 (2025)
Deeds & Mortgages	May 2026 Mortgage
APN	`04-30-0-103-034`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-103-034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	106 WILLOW DR
City	O FALLON
State	IL
Zip	62269-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 4TH ADD LOT/SEC-120 A02183783
Legal Subdivision	WESTBROOK 4TH ADD
Legal Block	103
Legal Lot Number	120
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 WILLOW DR, O FALLON, IL 62269-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 1, 2009
Transfer Doc	0002183783
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 14, 2026
Property Address	106 WILLOW DR, O FALLON, IL 62269-1073
Document Number	0A02883417
Instrument Date	May 9, 2026
Instrument	20262883417
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WILLOW DR, O FALLON, IL 62269-1073

Mortgage

Document Number	0002883417,
Date	May 14, 2026
Instrument	20262883417

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,080.00	$53,730 (+34.34%) Land $10,394 Building $43,336	$161,190 (+34.34%) Land $31,182 Building $130,008
2022		$39,995 Land $7,737 Building $32,258	$119,985 Land $23,211 Building $96,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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