110 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 110 Willow Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2015)
Tax Bill	$3,521 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 2 more
APN	`04-30-0-103-032`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-103-032`

Interior

Stories	2 Stories
Building Area	850 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	48,000 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence
Canopy	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	110 WILLOW DR
City	O FALLON
State	IL
Zip	62269-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 4TH ADD LOT/SEC-122 DOC A02625343
Legal Subdivision	WESTBROOK
Legal Lot Number	122
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 WILLOW DR, O FALLON, IL 62269-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage HUD
Sep 11, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 21, 2023	Intrafamily Transfer, Transfer
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Prior Sale	Sep 6, 2019
Deed Document Number	00A2471460
Last Transfer Date	Jun 21, 2023
Transfer Doc	0A02784298
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 10, 2026
Property Address	110 WILLOW DR, O FALLON, IL 62269-1073
Document Number	0002888982
Instrument Date	Jul 3, 2026
Instrument	20262888982
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WILLOW DR, O FALLON, IL 62269-1073
Investor	Possibly a Property Investor

Mortgage

Document Number	0002888982,
Date	Jul 10, 2026
Instrument	20262888982

Lender

Name	HUD

Agreement

Amount	Amount Recorded
Term	260 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	110 WILLOW DR, O FALLON, IL 62269-1073
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WILLOW DR, O FALLON, IL 62269-1073

Mortgage

Document Number	0A02791571
Date	Sep 11, 2023
Instrument	A02791571

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Mar 1, 2048

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jun 21, 2023
Property Address	110 WILLOW DR, O FALLON, IL 62269-1073
Document Number	0A02784298
Map Reference	PL 61 PG 57
Instrument Date	Jun 21, 2023
Instrument	A02784298
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 WILLOW DR, O FALLON, IL 62269-1073

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 6, 2019
Property Address	110 WILLOW DR, O FALLON, IL 62269-1073
Document Number	00A2625343
Instrument Date	Aug 29, 2019
Instrument	2625343
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WILLOW DR O FALLON IL 622691073, O FALLON, IL 62269-1073

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,521.00	$45,190 (+8.95%) Land $8,986 Building $36,204	$135,570 (+8.95%) Land $26,958 Building $108,612
2021		$41,477 Land $9,016 Building $32,461	$124,431 Land $27,048 Building $97,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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