109 Watson Dr, Mount Vernon, TX 75457 Property Records

Franklin County property record for 109 Watson Dr, Mount Vernon, TX 75457

Property Summary

Property TypeSingle Family Home
Details1,849 sqft · built 2022
Lot Size0.46 acres (20,042 sqft)
OwnerIndividual Name on File
Tax Bill$4,462 (2025)
Deeds & MortgagesJul 2022 Construction Loan
May 2022 Sale
APN04365-00000-00026-000000

Property Details

APN / Parcel Number

Primary APN04365-00000-00026-000000
Alternative APN
  • 18346

Interior

Building Area1,849 sqft Total Area

Exterior

Year BuiltBuilt 2022
Lot Area20,042 sqft (0.46 acres)

Location & Zoning

Account Number18346
Street Address109 WATSON DR
CityMOUNT VERNON
StateTX
Zip75457-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 65 E BOUTON LT 26 SHERLOCK HOMES
Legal SubdivisionSHERLOCK HOMES
Legal Lot Number26
JurisdictionFRANKLIN TX
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2028
Census Tract950200

Owner

109 Watson Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Franklin County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address109 WATSON DR, MT VERNON, TX 75457-4609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Warranty Deed, Construction Loan · Construction Mortgage
CITY NATIONAL BANK OF SULPHUR SPRIN
May 23, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2024
Deed SaleDec 12, 2024
Prior SaleJul 6, 2022
Deed Document Number0000473/39
Deed Book / Page473 / 39
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN TX
Recording DateJul 6, 2022
Property Address109 WATSON DR, MOUNT VERNON, TX 75457-4609
Document Number000432/610
Book / Page432 / 610
Instrument DateJun 30, 2022
Instrument165800
Transaction TypeConstruction Loan
Record UpdatedSep 21, 2023
Title CompanyLAKEWOOD LAND TITLES INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address447 CYPRESS ST, PITTSBURG, TX 75686-1103

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 BEAR FOOT TRL, ORMOND BEACH, FL 32174-3202

Mortgage

Document Number0000165803
DateJul 6, 2022
Instrument165803
Lender
NameCITY NATIONAL BANK OF SULPHUR SPRIN
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 6, 2023

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TX
Recording DateMay 23, 2022
Property Address109 WATSON DR, MOUNT VERNON, TX 75457-4609
Document Number000430/108
Book / Page430 / 108
Map ReferenceCAB 158B
Instrument DateMay 19, 2022
Instrument165367
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 BEAR FOOT TRL, ORMOND BEACH, FL 32174-3202

Tax Assessment & Valuation

The 2025 property tax bill for 109 Watson Dr was $4,462 with a homeowner's exemption.

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFranklin County
MunicipalityMount Vernon Town
Unified School DistrictMount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,462.00 Homeowner's exemption$318,440 Land $18,040 Building $300,400$318,440 Land $18,040 Building $300,400
2023$278,300 Land $9,520 Building $268,780$278,300 Land $9,520 Building $268,780
2021$199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 Watson Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Watson Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT VERNON
serves 2,662 people · EPA ID TX0800001
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Watson Dr

Nearby Streets

Search Property Records by Address or Parcel Number