Franklin County property record for 108 Watson Dr, Mount Vernon, TX 75457
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Sep 2023) |
| Tax Bill | $176 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Mortgage |
| APN | 04365-00000-00024-000000 |
| Primary APN | 04365-00000-00024-000000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,453 sqft (0.217 acres) |
|---|
| Account Number | 18344 |
|---|---|
| Street Address | 108 WATSON DR |
| City | MOUNT VERNON |
| State | TX |
| Zip | 75457-4609 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | AB 65 E BOUTON LT 24 SHERLOCK HOMES |
| Legal Subdivision | SHERLOCK HOMES |
| Legal Lot Number | 24 |
| Jurisdiction | FRANKLIN TX |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950200 |
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2033 GRASSLAND DR, ALLEN, TX 75013-5906 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Commercial Mortgage VERABANK NA |
| Sep 5, 2023 | Vendor's Lien, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Deed Document Number | 2023169729 |
| Deed Book / Page | 452 / 314 |
| Prior Transfer Date | Feb 4, 2022 |
| Prior Transfer Doc | 0000164312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 108 WATSON DR, MOUNT VERNON, TX 75457-4609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2033 GRASSLAND DR, ALLEN, TX 75013-5906 |
| Document Number | 0000178213 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 178213 |
| Name | VERABANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, TX 75455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 18, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Recording Date | Sep 5, 2023 |
| Property Address | 108 WATSON DR, MOUNT VERNON, TX 75457-4609 |
| Document Number | 000452/314 |
| Book / Page | 452 / 314 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 169729 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 CYPRESS ST, PITTSBURG, TX 75686-1103 |
| Name | Verified Name |
|---|---|
| Address | 2033 GRASSLAND DR, ALLEN, TX 75013-5906 |
| Document Number | 0000169730 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 169730 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 22, 2024 |
Source: Franklin County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Franklin County |
| Municipality | Mount Vernon Town |
| Unified School District | Mount Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176.00 (-6.38%) | $9,450 (+5.23%) Land $9,450 | $9,450 (+5.23%) Land $9,450 |
| 2023 | $8,980 Land $8,980 | $8,980 Land $8,980 | |
| 2021 | $188.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT VERNON serves 2,662 people · EPA ID TX0800001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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