Stanly County property record for 109 Vanderbilt Cir, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,244 sqft · built 2007 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Feb 2008) |
| Tax Bill | $3,658 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502559788 |
| Primary APN | 557502559788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,244 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 105 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 35903 |
|---|---|
| Street Address | 109 VANDERBILT CIR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 109 VANDERBILT CIR LT 58 LOCUST VALLEY SUBD 557502127 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 58 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 930801 |
Source: Stanly County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2008 · Amount on Record |
| Deed Sale | Feb 5, 2008 · Amount on Record |
| Prior Sale | May 4, 2007 · Amount on Record |
| Deed Document Number | 2008305963 |
| Deed Book / Page | 1218 / 653 |
| Record Updated | Sep 20, 2026 |
Source: Stanly County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,658.00 (+702.19%) | $397,710 (+39.39%) Land $65,000 Building $332,710 | $397,710 (+39.39%) Land $65,000 Building $332,710 |
| 2023 | $456.00 | $285,327 (-) Land $35,000 Building $250,327 | $285,327 (-) Land $35,000 Building $250,327 |
| 2022 | $456.00 | $285,327 Land $35,000 Building $250,327 | $285,327 Land $35,000 Building $250,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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