Stanly County property record for 104 Vanderbilt Cir, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,617 sqft · built 2007 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jun 2020) |
| Tax Bill | $3,861 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502554980 |
| Primary APN | 557502554980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,617 sqft Finished Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 290 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1530169 |
|---|---|
| Street Address | 104 VANDERBILT CIR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTIPLE |
| Legal Description | HSE 104 VANDERBILT CIR LT 6 LOCUST VALLEY SUBD 557502076 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 6 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2008 · Amount on Record |
| Deed Document Number | 2020420845 |
| Deed Book / Page | 1703 / 1676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 104 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000435033 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 1748/1129 |
| Instrument | 435033 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 18, 2020 |
| Property Address | 104 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Document Number | 0000420845 |
| Book / Page | 001703 / 001676 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 420845 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 VANDERBILT CIR LOCUST NC 280979433, LOCUST, NC 28097-9433 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,861.00 (+18.62%) | $419,758 (+40.52%) Land $65,000 Building $354,758 | $419,758 (+40.52%) Land $65,000 Building $354,758 |
| 2023 | $3,255.00 | $298,712 Land $35,000 Building $263,712 | $298,712 Land $35,000 Building $263,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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