Stanly County property record for 112 Vanderbilt Cir, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,039 sqft · built 2007 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,000 (Nov 2019) |
| Tax Bill | $3,382 (2023) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502557655 |
| Primary APN | 557502557655 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,039 sqft Finished Area |
| Gross Area | 3,816 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Porch | Porch |
| Porch Area | 14 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1527131 |
|---|---|
| Street Address | 112 VANDERBILT CIR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | HSE 112 VANDERBILT CIR LT 10 LOCUST VALLEY SUBD 557502080 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 10 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 2, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 7, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | May 11, 2007 · Amount on Record |
| Deed Document Number | 0001685439 |
| Deed Book / Page | 1685 / 439 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 112 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000443028 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 1773/1493 |
| Instrument | 443028 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 112 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 112 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Document Number | 0000437934 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 1757/1251 |
| Instrument | 437934 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 7, 2019 |
| Property Address | 112 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Document Number | 0000414630 |
| Book / Page | 001685 / 000439 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 414630 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $614.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 VANDERBILT CIR LOCUST NC 280979433, LOCUST, NC 28097-9433 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,382.00 | $310,289 Land $35,000 Building $275,289 | $310,289 Land $35,000 Building $275,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures