105 Vanderbilt Cir, Locust, NC 28097 Property Records

Stanly County property record for 105 Vanderbilt Cir, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,279 sqft · built 2006
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$47,000 (Jul 2006)
Tax Bill$3,692 (2026)
Flood ZoneZone X (minimal risk)
APN557502557872

Property Details

APN / Parcel Number

Primary APN557502557872
Alternative APNs
  • 15429
  • 6524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,279 sqft Finished Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area548 sqft
PorchPorch
Porch Area661 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number15429
Street Address105 VANDERBILT CIR
CityLOCUST
StateNC
Zip28097-9433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMULTIPLE
Legal DescriptionHSE 105 VANDERBILT CIR LT 56 LOCUST VALLEY SUBD 557502125
Legal SubdivisionLOCUST VALLEY
Legal Lot Number56
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3022
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 VANDERBILT CIR, LOCUST, NC 28097-9433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2006 · Amount on Record
Deed SaleJul 6, 2006 · Amount on Record
Deed Book / Page1129 / 574
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,692.00 (+1,471.06%)$401,367 (+48.93%) Land $65,000 Building $336,367$401,367 (+48.93%) Land $65,000 Building $336,367
2023$235.00$269,494 (-) Land $35,000 Building $234,494$269,494 (-) Land $35,000 Building $234,494
2022$235.00$269,494 Land $35,000 Building $234,494$269,494 Land $35,000 Building $234,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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