108 Vanderbilt Cir, Locust, NC 28097 Property Records

Stanly County property record for 108 Vanderbilt Cir, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage2,687 sqft Finished Area
Lot Size24,829 sqft (0.569 acres)
OccupancyOwner Occupied
Last Sale$446,500 (2022)
Tax Bill$3,693.00 (2023)

Property Details

APN / Parcel Number

Primary APN557502555710
Alternative APNs
  • 1529619
  • 1540297
  • 5265

Interior

Building Area2,687 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Lot Area24,829 sqft (0.569 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number1540297
Street Address108 VANDERBILT CIR
CityLOCUST
StateNC
Zip28097-9433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 108 VANDERBILT CIR LT 8 LOCUST VALLEY SUBD 557502078
Legal SubdivisionLOCUST VALLEY
Legal Lot Number8
JurisdictionSTANLY NC
Minor Civil DivisionFURR
Census Blockgroup3
Census Block3021
Census Tract930801

Owner

Source: Stanly County records · APN 557502555710

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address108 VANDERBILT CIR, LOCUST, NC 28097-9433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 01, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleMar 01, 2021 · Amount on Record
Deed Doc Number0001798787
Deed Book / Page1798 / 787
Record RefreshedJun 07, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateSep 06, 2022
Property Address108 VANDERBILT CIR, LOCUST, NC 28097-9433
Document Number0000450915
Book / Page1798 / 787
Map ReferenceMB 19 PG 152-153
Instrument DateSep 06, 2022
Instrument450915
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$893.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5696

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 VANDERBILT CIR, LOCUST, NC 28097-9433
InvestorPossibly a Property Investor

Mortgage

Document Number0000450916
DateSep 06, 2022
Instrument450916
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.75%
Index5-Year CMT
Max Rate9.75%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMar 01, 2021
Property Address108 VANDERBILT CIR, LOCUST, NC 28097-9433
Document Number0000429802
Book / Page001732 / 000623
Instrument DateFeb 25, 2021
Instrument429802
Transaction TypeTransfer
Record UpdatedMar 18, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$440.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,693.00$338,854 Land $35,000 Building $303,854$338,854 Land $35,000 Building $303,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Vanderbilt Cir

Nearby Streets

Search Property Records by Address or Parcel Number