Lake County property record for 109 Ridgewater Dr, Polson, MT 59860
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,732 sqft · built 2015 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $151,100 (Nov 2013) |
| Tax Bill | $9,445 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R806622 |
| Primary APN | R806622 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,732 sqft Total Area |
| 1st Floor Area | 5,220 sqft |
| Upper Floors Area | 2,512 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000024184 |
|---|---|
| Street Address | 109 RIDGEWATER DR |
| City | POLSON |
| State | MT |
| Zip | 59860-8977 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | RIDGEWATER PH3 COMMERCIAL, S11, T22 N, R20 W, LOT 9C, ACRES 0.5, ASSR #0000024184 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER PH 3 COMMERCIAL |
| Legal Lot Number | 9C |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1903 3RD AVE E, KALISPELL, MT 59901-5773 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Mar 4, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Deed Document Number | 2013532265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 109 RIDGEWATER DR, POLSON, MT 59860-8977 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 584307 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 584307 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 109 RIDGEWATER DR, POLSON, MT 59860-8977 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 575749 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 575749 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,445.00 (-22.42%) | $1,052,500 (-) | |
| 2025 | $12,174.00 (+13.78%) | $1,052,500 (+24.45%) | $1,052,500 (+24.45%) Land $310,150 Building $742,350 |
| 2023 | $10,700.00 | $845,700 | $845,700 Land $272,300 Building $573,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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