Lake County property record for 209 Ridgewater Dr, Polson, MT 59860
| Property Type | Hotel/Motel |
|---|---|
| Details | 60,718 sqft · built 2015 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | Company Name on Record |
| Last Sale | $13,680,000 (Dec 2014) |
| Tax Bill | $90,332 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R812705 |
| Primary APN | R812705 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 60,718 sqft Total Area |
| 1st Floor Area | 29,152 sqft |
| Upper Floors Area | 31,566 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 210,830 sqft (4.84 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 384 sqft |
| Patio Area | 6,500 sqft |
| Canopy | 2,048 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000024194 |
|---|---|
| Street Address | 209 RIDGEWATER DR |
| City | POLSON |
| State | MT |
| Zip | 59860-8992 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel/Motel |
| Legal Description | RIDGEWATER PH 5 COMMERCIAL, S11, T22 N, R20 W, LOT 12C, ACRES 4.84 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER PH 5 COMMERCIAL |
| Legal Lot Number | 12C |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2900 HARRISON AVE, BUTTE, MT 59701-3663 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on Record |
| Deed Sale | Dec 23, 2014 · Amount on Record |
| Deed Document Number | 2014539087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 209 RIDGEWATER DR, POLSON, MT 59860-8992 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000598577 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 598577 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 209 RIDGEWATER DR, POLSON, MT 59860-8992 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000594823 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 594823 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,332.00 (-18.44%) | $9,467,800 (-) | |
| 2025 | $110,750.00 (+18.92%) | $9,467,800 (+17.2%) | $9,467,800 (+17.2%) Land $422,556 Building $9,045,244 |
| 2023 | $93,128.00 | $8,078,400 | $8,078,400 Land $429,408 Building $7,648,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Spectrum, Verizon.
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