Lake County property record for 104 Ridgewater Dr, Polson, MT 59860
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1,572 sqft · built 2022 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,162 (2026) |
| Deeds & Mortgages | May 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | R610738 |
| Primary APN | R610738 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,572 sqft Total Area |
| 1st Floor Area | 1,572 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 37,897 sqft (0.87 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Canopy | 434 sqft |
| Utility Building | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000037205 |
|---|---|
| Street Address | 104 RIDGEWATER DR |
| City | POLSON |
| State | MT |
| Zip | 59860-8977 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | RIDGEWATER PHASE 1, S11, T22 N, R20 W, LOT 5C, ACRES 0.87 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER PHASE 1 |
| Legal Lot Number | 5C |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 280, RED LAKE FALLS, MN 56750-0280 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 |
| Deed Sale | May 15, 2020 |
| Deed Document Number | 2020577133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | May 15, 2020 |
| Property Address | 104 RIDGEWATER DR, POLSON, MT 59860-8977 |
| Document Number | 577133 |
| Instrument Date | May 11, 2020 |
| Instrument | 577133 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 W LINCOLN ST, AUGUSTA, WI 54722-9161 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,162.00 (-25.78%) | $966,513 (-) | |
| 2025 | $9,650.00 (+153.28%) | $966,513 (+166.95%) | $966,513 (+166.95%) Land $319,733 Building $646,780 |
| 2023 | $3,810.00 | $362,064 | $362,064 Land $285,694 Building $76,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Spectrum, Verizon.
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