Lake County property record for 105 Ridgewater Dr, Polson, MT 59860
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 2,156 sqft · built 2015 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $20,015 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R610736 |
| Primary APN | R610736 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,156 sqft Total Area |
| 1st Floor Area | 2,156 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 24,829 sqft (0.57 acres) |
| Canopy | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000037204 |
|---|---|
| Street Address | 105 RIDGEWATER DR |
| City | POLSON |
| State | MT |
| Zip | 59860-8977 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Legal Description | RIDGEWATER PHASE 1, S11, T22 N, R20 W, LOT 3-C-1-A, ACRES 0.57, AMND SP OF LTS 3C-1 OF AMND SP OF LTS 3 C-1 & 4C OF CORRECTED |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER PHASE 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1515 E BROADWAY ST, R, MISSOULA, MT 59802-4929 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Aug 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 105 RIDGEWATER DR, POLSON, MT 59860-8977 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000595829 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 595829 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 19, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 105 RIDGEWATER DR, POLSON, MT 59860-8977 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 571749 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 571749 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 19, 2024 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,015.00 (-15.98%) | $1,390,013 (-) | |
| 2025 | $23,823.00 (+27.12%) | $1,390,013 (+62.16%) | $1,390,013 (+62.16%) Land $831,863 Building $558,150 |
| 2023 | $18,741.00 | $857,174 | $857,174 Land $274,834 Building $582,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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