Cleveland County property record for 101 Ramsgate Dr, Shelby, NC 28152 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 1,004 sqft Finished Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Garage | Mixed, 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,537.00 (2025) |
| Primary APN | 41089 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,004 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Roof Material | Metal Roof |
| Lot Area | 14,985 sqft (0.344 acres) |
| Depth X Width | 135 ft x 111 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | 440 sqft Deck |
|---|---|
| Porch Area | 56 sqft Porch |
| Canopy Area | 216 sqft Canopy |
| Lean-To | 180 sqft Lean-To |
| Storage Building | 192 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1197483 |
|---|---|
| Street Address | 101 RAMSGATE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8509 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #41 RAMSGATE SD |
| Legal Subdivision | RAMSGATE SD |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 951501 |
Source: Cleveland County records · APN 41089
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIFTH THIRD BANK NA |
| Jan 19, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 29, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 07, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2014 |
| Transfer Doc | 0016900654 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Document Number | 0018820700 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 1882/700 |
| Instrument | 200078160 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0018622517 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 1862/2517 |
| Instrument | 200067184 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Dec 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0018392065 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 1839/2065 |
| Instrument | 200054476 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 101 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017400284 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 1740/0284 |
| Instrument | 2017-003594 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Feb 25, 2047 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,735 (-) Land $18,842 Building $154,893 | $173,735 (-) Land $18,842 Building $154,893 | |
| 2025 | $1,537.00 | $173,735 (+43.54%) Land $18,842 Building $154,893 | $173,735 (+43.54%) Land $18,842 Building $154,893 |
| 2023 | $121,034 Land $16,150 Building $104,884 | $121,034 Land $16,150 Building $104,884 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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