Polk County property record for 1089 Thomas Rd, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2000 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jun 2025) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 070035 07048 |
| Primary APN | 070035 07048 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Utility Building | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1089 THOMAS RD |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: D01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950203 |
Source: Polk County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1960 KEITH VALLEY RD SE, CLEVELAND, TN 37323-8334 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Deed Document Number | 0000001967 |
| Prior Transfer Date | Nov 5, 2003 |
| Prior Transfer Doc | 0000228480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 1089 THOMAS RD, BENTON, TN 37307-5200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1994 KEITH VALLEY RD SE, CLEVELAND, TN 37323-8334 |
| Document Number | 0TD583/111 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | TD583/111 |
| Instrument | 23002477 |
| Name | BANK OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37320 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 19, 2028 |
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (+10.98%) | $50,275 (+11.1%) Land $3,025 Building $47,250 | |
| 2024 | $765.00 (+7.14%) | $45,250 (+7.1%) Land $3,025 Building $42,225 | |
| 2023 | $714.00 (+11.21%) | $42,250 (+65.36%) Land $3,025 Building $39,225 | $201,100 (+96.77%) Land $12,100 Building $189,000 |
| 2022 | $642.00 | $25,550 Land $3,025 Building $22,525 | $102,200 Land $12,100 Building $90,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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