817 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 817 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	General Agricultural/Rural
Lot Size	29.5 acres (1,286,327 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Nov 2000)
Tax Bill	$201 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`035-070.36`

Property Details

APN / Parcel Number

Primary APN	`035-070.36`
Alternative APNs	`0103503507036` `070035 07036`

Exterior

Lot Area	1,286,327 sqft (29.5 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	817 THOMAS RD
City	BENTON
State	TN
Zip	37307-5214
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ROBERT BANKS PROP PB: 8 PG: 136
Legal Subdivision	ROBERT BANKS PROP
Legal Lot Number	36
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950203

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 THOMAS RD, BENTON, TN 37307-5214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF CLEVELAND
Oct 8, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage BUILTWELL BANK
Jan 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2000 · Amount on Record
Deed Sale	Nov 28, 2000 · Amount on Record
Prior Sale	Apr 21, 1999 · Amount on Record
Deed Book / Page	215 / 539
Last Transfer Date	Sep 30, 2025
Transfer Doc	00002/2837
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	817 THOMAS RD, BENTON, TN 37307-5214
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 THOMAS RD, BENTON, TN 37307-5214

Mortgage

Document Number	0TD599/299
Date	Dec 4, 2024
Book Page	TD599/299
Instrument	24002669

Lender

Name	BANK OF CLEVELAND
Type	Bank
Address	75 BOBBY TAYLOR AVE, CLEVELAND, TN 37311

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2025

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Oct 8, 2025
Property Address	817 THOMAS RD, BENTON, TN 37307-5214
Document Number	00002/2837
Book / Page	2 / 2837
Map Reference	MB 8 PG 136
Instrument Date	Sep 30, 2025
Instrument	25002499
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 THOMAS RD, BENTON, TN 37307-5214

Mortgage

Document Number	0025002500
Date	Oct 8, 2025
Instrument	25002500

Lender

Name	BUILTWELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Jan 26, 2017
Property Address	BANKS DR, BENTON, TN 37307
Document Number	0000000172
Book / Page	000301 / 000038
Instrument Date	Jan 22, 2017
Instrument	172
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SHUMAKER DR BENTON TN 373075011, BENTON, TN 37307-5011

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$201.00	$11,925 (-) Land $11,425 Building $500	$183,300 (-) Land $181,300 Building $2,000
2024	$201.00 Additional exemption filed	$11,925 (-) Land $11,425 Building $500
2023	$201.00 (-22.39%) Additional exemption filed	$11,925 (+15.78%) Land $11,425 Building $500	$183,300 (+344.9%) Land $181,300 Building $2,000
2022	$259.00	$10,300 Land $9,800 Building $500	$41,200 Land $39,200 Building $2,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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