1059 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 1059 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Lot Size	5.67 acres (246,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,900 (Jul 2025)
Tax Bill	$179 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`035-070.43`

Property Details

APN / Parcel Number

Primary APN	`035-070.43`
Alternative APNs	`0103503507043` `070035 07043`

Exterior

Lot Area	246,985 sqft (5.67 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1059 THOMAS RD
City	BENTON
State	TN
Zip	37307-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT BANKS PROP PB: 8 PG: 136 LOT: 43
Legal Subdivision	ROBERT BANKS PROP
Legal Lot Number	43
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950203

Owner

Source: Polk County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 E EZELL LN, PAYSON, AZ 85541-2499
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPACT LENDING INC
Jan 15, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK BANK A MISSISSIPPI BANKING COR
Jan 15, 2026	Deed of Trust, Mortgage · Construction Mortgage IMPECCABLE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Feb 1, 2002 · Amount on Record
Deed Document Number	20251758
Deed Book / Page	1 / 2259
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	Apr 1, 2026
Property Address	1059 THOMAS RD, BENTON, TN 37307-5200
Document Number	0000000947
Book / Page	5 / 1427
Instrument Date	Feb 19, 2026
Instrument	2026947
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E EZELL LN, PAYSON, AZ 85541-2499

Mortgage

Document Number	0000000947,
Date	Apr 1, 2026
Book Page	5/1427
Instrument	2026947

Lender

Name	IMPACT LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1059 THOMAS RD, BENTON, TN 37307-5200
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004/1051
Date	Jan 15, 2026
Book Page	4/1051
Instrument	26000156

Lender

Name	TRUSTMARK BANK A MISSISSIPPI BANKING COR
Address	1808 29TH AVE S, HOMEWOOD, AL 35209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2027

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1059 THOMAS RD, BENTON, TN 37307-5200
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004/1043
Date	Jan 15, 2026
Book Page	4/1043
Instrument	26000155

Lender

Name	IMPECCABLE LENDING INC
Type	Mortgage Company
Address	101 S MAIN ST STE 3, HIAWASSEE, GA 30546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 12, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$179.00	$10,600 (-) Land $10,600	$42,400 (-) Land $42,400
2024	$179.00	$10,600 (-) Land $10,600
2023	$179.00 (-32.71%)	$10,600 (-) Land $10,600	$42,400 (-) Land $42,400
2022	$266.00	$10,600 Land $10,600	$42,400 Land $42,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures