1049 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 1049 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,922 sqft · built 2005
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on Record
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070035 07049`

Property Details

APN / Parcel Number

Primary APN	`070035 07049`
Alternative APN	`035 07049`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	142,006 sqft (3.26 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	308 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1049 THOMAS RD
City	BENTON
State	TN
Zip	37307-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	ROBERT BANKS PROP
Legal Lot Number	42-B
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1049 THOMAS RD, BENTON, TN 37307-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2009
Deed Sale	Jun 25, 2009
Deed Document Number	0000262446
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1049 THOMAS RD, BENTON, TN 37307-5200
Document Number	0000002045
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 THOMAS RD BENTON TN 373075200, BENTON, TN 37307-5200

Mortgage

Document Number	0000002045
Date	Sep 26, 2019
Book Page	000515/000393
Instrument	2045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 25, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1049 THOMAS RD, BENTON, TN 37307-5200
Document Number	0000001847
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 THOMAS RD BENTON TN 373075200, BENTON, TN 37307-5200

Mortgage

Document Number	0000001847
Date	Aug 29, 2018
Book Page	000503/000140
Instrument	1847

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00	$65,175 (-) Land $8,625 Building $56,550
2024	$1,101.00	$65,175 (-) Land $8,625 Building $56,550
2023	$1,101.00 (+6.58%)	$65,175 (+58.48%) Land $8,625 Building $56,550	$260,700 (+58.48%) Land $34,500 Building $226,200
2022	$1,033.00	$41,125 Land $8,625 Building $32,500	$164,500 Land $34,500 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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