1044 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 1044 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,496 sqft · built 2004
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on Record
Last Sale	$216,900 (Apr 2018)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070035 05305`

Property Details

APN / Parcel Number

Primary APN	`070035 05305`
Alternative APN	`035 05305`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	189,922 sqft (4.36 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1044 THOMAS RD
City	BENTON
State	TN
Zip	37307-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	PATRICK & GAIL SKELTON PROP
Legal Lot Number	1
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 301, BENTON, TN 37307-0301
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Mar 28, 2006 · Amount on Record
Deed Document Number	18000760
Deed Book / Page	WD308 / 404
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 9, 2018
Property Address	1044 THOMAS RD, BENTON, TN 37307-5226
Document Number	0WD308/404
Book / Page	WD308 / 404
Map Reference	MB 15 PG 62
Instrument Date	Mar 30, 2018
Instrument	18000760
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	VALLEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 301, BENTON, TN 37307-0301

Mortgage

Document Number	0018000761
Date	Apr 9, 2018
Instrument	18000761

Lender

Name	ATHENS FEDERAL COMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00	$90,025 (-) Land $10,500 Building $79,525
2024	$1,521.00	$90,025 (-) Land $10,500 Building $79,525
2023	$1,521.00 (+8.33%)	$90,025 (+61.05%) Land $10,500 Building $79,525	$360,100 (+61.05%) Land $42,000 Building $318,100
2022	$1,404.00	$55,900 Land $10,500 Building $45,400	$223,600 Land $42,000 Building $181,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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