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10488 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10488 89th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,499 sqft · built 1975
Lot Size5.5 acres (239,580 sqft)
Owner2 Individual Names on Record
Tax Bill$1,760 (2024)
Deeds & MortgagesJul 2025 Transfer
Flood ZoneZone X (minimal risk)
APN04-03S-14E-02583-001000

Property Details

APN / Parcel Number

Primary APN04-03S-14E-02583-001000
Alternative APN
  • 02583001000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,499 sqft Living Area
1st Floor Area2,499 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area239,580 sqft (5.5 acres)
Patio Area327 sqft
Pole Barn416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10488 89TH RD
CityLIVE OAK
StateFL
Zip32060-7130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 5.50 ACRES FOR POB COMM AT THE SE COR OF NW1/4 OF NE1/4 THENCE RUN N 00 DEG 01'25 W 250 FT THENCE N 87 DEG 15'30 W 805.60 FT TO THE E R/W LINE OF LUNDY LANE THENCE RUN SOUTHERLY ALONG R/W APPROX 300 FT THENCE E APPROX 950 FT TO POB ORB 108 P 449
Legal Range14E
Legal Township03S
Legal Section04
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group2
Census Block2004
Census Tract970502

Owner

Source: Suwannee County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10488 89TH RD, LIVE OAK, FL 32060-7130
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 1, 2025
Transfer Doc0061294696
Record UpdatedJun 8, 2026

July 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionSUWANNEE FL
Recording DateJul 2, 2025
Property Address10488 89TH RD, LIVE OAK, FL 32060-7130
Document Number0061294696
Book / Page2616 / 37
Instrument DateJul 1, 2025
Instrument202561294696
Record UpdatedFeb 3, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address10488 89TH RD, LIVE OAK, FL 32060-7130

Transferred To (Grantee/Buyer)

NameVerified Name
Address8569 US HIGHWAY 90, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,465 (+159.87%) Land $57,612 Building $282,853$340,465 (+13.45%) Land $57,612 Building $282,853
2024$1,760.00 (+2.74%)
2023$1,713.00 (+3.88%) Homeowner's exemption$131,012 (+3.59%)$300,112 (+31.45%) Land $43,725 Building $256,387
2022$1,649.00 Homeowner's exemption$126,468$228,312 Land $37,950 Building $190,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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